Under Section 204 of the Consolidated Appropriations Act, 2021, all insurance companies and employ-er based health plans (regardless of size and funding type) submit information about prescription drugs and healthcare spending.

In today's challenging environment for both employers and employees, it is even more necessary to provide a "Human Touch" around your Human Resources and Benefits Programs.

Allowing more families to qualify for ACA Premium tax credits for 2023 Open Enrollment

Interesting Fact:  According to the astronomical definition, fall begins with the autumnal equinox.  In the Northern hemisphere, it’s the September equinox, while in the Southern hemisphere, it is the equinox in March.  That means, Fall or “ACA season” for ETC clients starts September 22, 2022, at 8:03 pm. 

How long does the IRS notify companies about possible penalties? ETC Companies Director of Sales Matt Scott knows the timeline and the exact ways to prevent and reduce them.

Today, Employers responsible for Forms 1094-B/1095-B or Forms 1094-C/1095-C that file less than 250 forms are not subject to electronic filing requirements through the AIR System. Many of these smaller employers choose to still submit these forms on paper and avoid the additional expense of electronic filing. IRS Mishandling:  An increasing number of Applicable Large […]

The IRS recently released the 2022 affordability percentage that Applicable Large Employers (ALEs) use when determining whether their offer of coverage is affordable such that they are not subject to 4980H(b) penalty exposure. For plan years beginning in 2022, ALEs offer affordable coverage if the employee required contribution amount for self-only, minimum value coverage does […]