Unseen Struggles: The Hidden World of Invisible Disabilities in the American Workplace In the ever-evolving landscape of the American workforce, a significant portion of employees grapple with challenges that are often unnoticed, yet deeply impactful. According to...
On August 31, 2023, my grandmother passed away at the age of 96. Agnes Manis was a very organized businesswoman who had all her affairs in order at the time of her passing. She had a Will, a Trust, and her grave site and funeral were already paid for. She assigned...
The ADA Amendments Act of 2008 broadened the definition of disability previously established by the ADA and effectively expanded the group of people who would qualify as disabled. The amendments put more pressure on employers to provide reasonable accommodations and...
Drafted by Elizabeth Raggio, JD The IRS has lowered the affordability percentage again – from 9.12% to 8.39% for plan years beginning in 2024. Meaning, Applicable Large Employers (ALEs) will continue to shoulder a greater burden of the employee premium for...
ALE CALCULATION TOOL USING LAST CALENDAR YEAR EMPLOYEES AND HOURS FOR WHICH PAY IS RECEIVED Next steps: Add ALL 12 months Total FT and FTE count and divide by 12 to determine average monthly FT and FTE Count for entire year. Round the final number down to a whole...
The 2023 affordability percentage that Applicable Large Employers (ALEs) use when determining whether their offer of coverage is affordable such that they are not subject to 4980H(b) penalty exposure is 9.12 percent of household income, down from 9.61 percent in 2022....
